Master Joe Phillips

Joseph Mauricio Phillips Arguedas

Tech entrepreneur,
author and speaker.

I've been building software since the year 2000. First as an employee, then as a founder. Today I translate that experience for executives who want to lead well in the AI era.

Photo of Master Joe Phillips

Track record

25+

years building software

Since 2000

1,000+

clients served

SaaS and custom dev

1

verifiable exit

Zumo → Huli Health, 2018

4

academic credentials

Accounting, CS, MPM, ML

The track record

Over two decades. Three companies. One exit.

Master Joe Phillips is a tech entrepreneur, author, and keynote speaker. His work rests on an operational conviction: AI won't displace leaders — it will displace the leaders who don't learn to use it well.

Born in San José, Costa Rica, and shaped as a citizen of the world, he has spent more than two decades building software. His entrepreneurial path began with Trifecta Software (founded in 2011), where he launched CostaRicaCRM.com as a regional SaaS and has built — to this day — custom software projects for companies in the United States.

In 2014 he co-founded Zumo Imagination as CTO and software architect, giving rise to Zumo Medical — a digital health-record platform that scaled across Latin America and was acquired by Huli Health in 2018. In 2016 he founded Spearhead Technologies (*Facturero.com*). That three-front practice — regional SaaS, healthtech with a successful exit, and custom dev for U.S. clients under NDA — gave him an unusually layered view of modern management. He has served 1,000+ clients across SaaS and custom development.

Academic background

His training combines accounting (UMCA, 2008), computer systems engineering (Universidad Latina, 2010), and a professional Master's in Project Management accredited by the PMI Global Accreditation Center (Universidad Latina, 2015). In January 2021, before the GenAI boom, he completed Expert in Machine Learning with Python at PROMIDAT. That sequence — numbers, code, management, AI — lets him hold a room with CFOs, CTOs, and CEOs at the same table.

The black belt

The book's metaphor isn't borrowed either. Joe is a Sabeomnim of Hapkido (certified master instructor) since 2022, at the Cheong Kyum Kwan — in direct line from the late Founder Lee, Seung-Woo (Hapkido Cheong Kyum World Federation · CKWF). He trained for decades in a discipline where mastery is earned belt by belt. That lived practice underpins the progressive pedagogy of AI Black Belt: Fundamentals Before the Prompt, published on Amazon (Legacy Publishers, May 2026).

The public present

In 2025 he co-directed the intensive Business Essentials program in San José alongside Dr. Esteban Bonilla. He's the new regular columnist for Primera Línea (PrimeraLinea.cr), and makes his international speaking debut at the Ismael Cala Summit (Miami, July 31, 2026) with the keynote The 95% Are Failing: The Truth About AI No One Is Telling You, where he'll also formally launch his book. In November he speaks at Blockchain Jungle Costa Rica.

His voice combines the technical rigor of someone who actually built software for two decades, a verifiable exit on the record, real authority on discipline as practice, and a firm refusal to sell hype.

Continuous training

Masters I trained with.

Mastery isn't an event — it's a practice that renews itself. Every belt in the book is backed by my commitment to remain a student. These are three mentors whose schools shaped real decisions in my career.

  • Master Joe Phillips with Robert Kiyosaki, San José, Costa Rica, 2015

    2015

    Robert Kiyosaki

    San José, Costa Rica

    Conference and Rich Dad Poor Dad book signing

  • Master Joe Phillips at Tony Robbins Business Mastery II, Amsterdam, 2019

    2019

    Tony Robbins

    Amsterdam

    Business Mastery II

  • Master Joe Phillips with John C. Maxwell, Orlando, Florida, March 2023

    March 2023

    John C. Maxwell

    Orlando, Florida

    Maxwell Leadership Certified Team

Lineage

The Hapkido path.

The black belt isn't the end of the road. It's the beginning.

The line that closes the book isn't literary metaphor — it's inherited practice. My martial training belongs to a specific lineage, in direct line from the founder.

Three generations above

  1. Founder Lee, Seung-Woo († 2026)

    Founder of the lineage and of the CKWF

  2. Grand Master Choi, Suk-Hwan

    My teacher's teacher

  3. Grand Master William Rayo

    My direct teacher

  4. Sabeomnim Master Joe Phillips

    Black belt 2021 · Sabeomnim 2022 · Cheong Kyum Kwan · CKWF

  • Master Joe Phillips with Founder Lee, Seung-Woo and Grand Master William Rayo in ceremonial hanbok, CKWF headquarters, Seoul, Korea, 2024

    Seoul, Korea · 2024

    Founder Lee, Seung-Woo

    Seoul, Korea · 2024. With the late Founder Lee, Seung-Woo († 2026), founder of the lineage and of the Hapkido Cheong Kyum World Federation (CKWF), and my teacher, Grand Master William Rayo, at the CKWF headquarters.

  • Master Joe Phillips with Grand Master Choi, Suk-Hwan and Grand Master William Rayo on his Sabeomnim graduation day, Bogotá, Colombia, 2022

    Bogotá, Colombia · 2022

    Grand Master Choi, Suk-Hwan

    Bogotá, Colombia · 2022. My graduation day as Sabeomnim (Master Instructor). With Grand Master Choi, Suk-Hwan —my teacher's teacher— and Grand Master William Rayo.

  • Master Joe Phillips with Grand Master William Rayo on black belt grading day, Cheong Kyum Kwan, Costa Rica, 2021

    Costa Rica · 2021

    Grand Master William Rayo

    Costa Rica · 2021. Black belt grading day, with my teacher Grand Master William Rayo, at the Cheong Kyum Kwan dojang.

FAQ

Frequently asked about Master Joe

Three, in chronological order: Trifecta Software (2011) — where he launched CostaRicaCRM.com as a regional SaaS and continues to build custom software projects for U.S.-based companies; Zumo Imagination (2014) as CTO and software architect — a health-tech startup that scaled across Latin America and was acquired by Huli Health in 2018; and Spearhead Technologies (2016), responsible for Facturero.com. Trifecta and Spearhead are active.

Bachelor's in Accounting (Universidad Metropolitana Castro Carazo, 2008), Bachelor's in Computer Systems Engineering (Universidad Latina, 2010), Professional Master's in Project Management accredited by the PMI Global Accreditation Center (Universidad Latina, 2015), and Expert in Machine Learning with Python (PROMIDAT, January 2021 — before the GenAI boom).

Because it isn't borrowed: Master Joe trained Hapkido for decades and holds the rank of Sabeomnim (certified master instructor) since 2022, at the Cheong Kyum Kwan — in direct line from the late Founder Lee, Seung-Woo (Hapkido Cheong Kyum World Federation · CKWF). In martial arts, the black belt isn't the end of the road — it's the beginning. It means the fundamentals are so integrated the practitioner is finally ready to learn what comes next. The book mirrors that structure: seven progressive belts where AI doesn't enter until the Red Belt, after the business fundamentals are in place.

Costa Rican by birth, citizen of the world by choice. He lives and operates primarily from Costa Rica, but his work is distributed across Latin America, Spain, and the stages where his audience decides the future of their teams. He speaks Spanish and English with equal fluency.

Contact

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About Master Joe Phillips — Biography, track record, method · Master Joe Phillips · Master Joe Phillips